Insurance for Audax Australia members is provided through Cycling Australia who have full details online. The insurance recently (2015 season) changed to AON.
Audax Australia Members should at least read the Summary of Insurance and make an informed decision if the insurance meets your full requirements, noting the limits (for example maximum payment per week for loss of income).
Personal Accident Cover
The benefits include;
1. A lump sum payment in the event of death or permanent injury.
2. Non-medicare medical expenses (reimbursement) - note that medical expenses covered by Medicare are NOT covered by the policy.
3. Loss of income.
CA notes that the success of this program in terms of sustainability and cost effectiveness will be determined by future claims history. The personal accident insurance program is designed to provide a safety net for members; those seeking additional security may be advised to consider private medical cover and income protection.
Meanwhile, CA asks that its clubs, promoters and members consider safety at all times, whether in an event, in training or riding for transport or recreation.
This policy provides $20 million cover for sanctioned events and 24/7 for Members while riding. It includes Professional Indemnity Insurance of $5 million for officials and volunteers when providing advice and working on events. Ride organisers may request a copy of the Certificate of Currency from the Secretary
These must be done on the official form which is available from the Secretary. An insurance claim cannot be processed if there is no Accident Report.